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Revolutionising finance across Francophone Africa through data intelligence

We're building the financial infrastructure Francophone Africa deserves — solutions that serve the 80% excluded by traditional banks through innovative data-driven credit models.

Our mission and vision

Traditional banks across Francophone Africa exclude 80% of businesses and individuals through outdated models that demand excessive collateral and rely on branch-based operations. Meanwhile, a young, digitally-savvy population of 400 million people drives economic growth but lacks access to appropriate financial services.

Finco exists to bridge this gap. We're building data-driven financial infrastructure that serves everyone - from small suppliers waiting for payments to growing businesses needing working capital. By digitising trust networks and leveraging buyer creditworthiness rather than traditional collateral, we're creating an inclusive financial ecosystem that powers Africa's economic transformation.

Timeline

Milestones and Achievements

  1. Finco opportunity research and development

    Early 2023: Finco opportunity research and development across West African markets begins.

  2. Investment Secured

    October 2023: Finco opportunities in mortgage financing and supply chain finance customers identified. Initial €228K investment from founders.

  3. Product development and technology scanning starts

    January 2024: Product development starts with technology scanning and platform design collaboration.

  4. Partnership Established

    March 2024: Technology and product collaboration and Finco Platform initial designs completed. Working agreement with Benin Ministry of Economy and Finance. Tech development and business process design starts.

  5. Launch of Finco into Benin market with supply chain finance offering

    January 2025: Launch of Finco into Benin market with supply chain finance offering. Banking Intermediary license obtained.

  6. License application

    February 2025: Application for MFI license. Vehicle dealer partners onboarded. "Friends and family" funding round €240K.

  7. Platform launch

    August 2025: Finco Platform 1.0.0 goes live in Benin.

Our dedicated team

Meet our dedicated team of innovators and experts, committed to transforming finance in Francophone Africa.

Hamet Aguemon

Hamet Aguemon

Co-Founder & CEO

Former Goldman Sachs banker and Benin Minister with 25+ years structuring $3B+ financing across Sub-Saharan Africa

Kezia Crawford-Cousins

Kezia Crawford-Cousins

Co-Founder & Chief Product Officer

Experienced product innovator and people leader, with 30 years experience across financial services and tech

Mahuna Akplogan

Mahuna Akplogan

Co-Founder & CTO

AI/ML specialist with 20+ years experience, former CEO of healthcare AI platform and Smart Layers business automation

Our core values

The principles that guide everything we do as we transform finance across Francophone Africa.

01

Transparency

We believe in clear pricing, open communication, and honest relationships with every customer and partner.

02

Collaboration

Our flat, lean structure enables cross-functional teamwork that delivers better solutions faster than traditional hierarchies.

03

Responsiveness

We move at the speed our customers need, with 24-48 hour decisions replacing months of bureaucracy.

04

Customer-Centricity

Every product decision starts with customer experience - we succeed only when our customers thrive.

05

Fairness

Fair access to finance for all, with equitable terms that create value rather than extract it.

06

Innovation

We use data and technology to solve real problems, not to create complexity for its own sake.

Ready to unlock your financing?

Secure, compliant financing designed for African businesses.